E-money institutions in Spain

Electronic money institutions must be authorized by the Banco de España and follow the regulations of Law 21/2011 of 26 July on electronic money and Royal Decree 778/2012 of 4 May on the legal framework for electronic money institutions.

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The EPC and EPCM contracts

The EPC contract versus the EPCM contract

Determining the ideal contract for an EPC (Engineering, Procurement, and Construction) project has a direct effect on the risks and costs of the project and can condition the efficiency of the execution of the work.

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